The Unique Advantages of Health Savings Accounts
You’ve probably heard the term “Health Savings Account” or “HSA” before. What is it? Why is it valuable? In this video, we’ll discuss the unique advantages it can have for you and your family. What is a health savings account and how do you qualify? A health savings account (HSA) is a tax-advantaged savings account…
Read MoreThe 2021 Child Tax Credit: An Overview
Every year, the Child Tax Credit reduces the tax liability of American parents. If it lowers their tax burden below zero, it can even put money in their pockets. The credit’s size increased following the Tax Cuts and Jobs Act of 2017. And now, thanks to the American Rescue Plan Act of 2021, it’s even…
Read More4 Risks That Can Impact Your Retirement
Even with careful planning and diligent saving, some parts of retirement planning are out of your control. Here’s a look at four common retirement risks and how to address them. 1. Longer Life Expectancy There are many benefits to living longer, but it also means carefully considering strategies to avoid outliving your savings. You are…
Read More5 Tips for Reviewing an Early Retirement Offer
You’ve spent years planning and saving for your retirement. And then, out of the blue, your employer hands you an early retirement offer that could change everything. An early retirement, or “voluntary severance,” offer is a financial incentive to resign that an employer may offer to senior employees when they need to reduce payroll costs.…
Read MoreDiscover All That Life Insurance Can Offer
If your emotions tend to become solemn when you consider life insurance, we get it. Many of us only think of life insurance as a tool to support our families if we were to unexpectedly pass away — and none of us wants to think about that. But the reality is life insurance can be…
Read More3 Questions to Ask Before Hiring a Financial Advisor
When it comes to your financial future, finding the right advisor is a major life decision that can impact the trajectory of your finances throughout your lifetime. Finding the right person can be challenging, but it’s not impossible. That said, here are three questions you should always ask. 1. What are your credentials? Our industry…
Read MoreA Beginner’s Guide to Alternative Investments
Alternatives are investment options beyond the typical stocks, bonds and cash found in most portfolios. They can be tangible assets like precious metals, or they could be financial assets like private equity or hedge funds. Alternatives tend to be riskier than traditional assets, which means investors usually have to meet certain criteria to access them.…
Read MoreLife Insurance As An Asset Class
When asked to list out the different assets that they own, people typically respond with real estate, vehicles, retirement accounts, bank accounts, and other investments. And sometimes they forget to list life insurance policies. Life insurance, as an asset class, can come in very handy, especially for higher-income earners. It’s one of the only places…
Read MoreWhat Is Inflation—And Why Is Everyone Talking About It?
Climbing commodity prices, ambitious government spending packages due to the COVID-19 pandemic and the subsequent economic crash have resurrected a long-dormant fear: runaway inflation. But what is inflation, and is it something to worry about? A lot of the thinking surrounding inflation has changed over the years, and economists disagree on what causes it and…
Read MoreMarket Commentary Q2 2021
Our latest quarterly market commentary provides an overview and analysis of market performance during the second quarter of 2021. Click below to watch a quick summary of our Q2 2021 commentary. Click here to download our Quarterly Commentary Q2 2021. If you have questions and would like to schedule a call with one of our advisors, click…
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