Archive for August 2022
The Sequence of Returns Risk in Retirement
Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market downturn can have a negative impact on their nest egg, increasing the…
Read MorePreparing Your College Student for Financial Independence
Making the transition from high-schooler to college student involves dipping their toes in the real world and making important financial decisions. The first piece of this is paying for tuition – whether or not the parents pay, there are scholarships involved, or that student loans are leveraged (55% of students took out loans in 2020).…
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