Financial Planning
Negotiating Workplace Benefits
It’s a job seeker’s market. The Great Resignation, which began in April 2021, has seen many leave their jobs by the millions, often in search of greener pastures. It has also produced a labor crunch, often leaving employers desperate to fill positions across industries. If you’re competent, reliable, and easy to work with, then you’re…
Read MoreKeeping Your Financial Accounts Cyber-Secure
Cybercrime is on the rise everywhere. In fact, global losses due to cybercrime climbed from $600 billion in 2018 to $1 trillion in 2020. That’s enough to make anyone concerned about the security of their financial accounts. But you don’t have to feel helpless against the threat of hackers. These steps can help limit your…
Read MoreConsidering Restricted Stock Units As A Business Owner
Looking to create loyalty and tenure with your employees? What about giving employees the benefit of owning company shares? In this video, we dive into what you should know about restricted stock units and the benefits they offer your business. What is a Restricted Stock Unit or RSU? RSU’s are equity compensation issued by an…
Read MoreHedging Against Inflation in Your Portfolio
Rising inflation is a concern among investors. Here are five ways to protect your investments. Over the past year, investors have become increasingly worried about how inflation might impact their portfolios. One measure of inflation, the Consumer Price Index (CPI), climbed to 7.5 percent in January, its highest level in four decades. Supply chain issues,…
Read MoreThe Importance of Long-Term Care Insurance
Let’s talk about long-term care (or LTC) insurance. Do you have it? Do you need it? It might not seem pressing if you’re not facing any health concerns right now, but most will likely benefit from it at some point. In this video, we’re going to make the case for why you need it and…
Read MoreThe Benefits and Risks of Income Investing
Income investing is a strategy that seeks to provide investors with passive income from the assets they hold. This strategy may be attractive to people working toward financial independence or who need a predictable stream of income in retirement. Investors looking to embark on an income investment strategy may consider adding dividend stocks, bonds, and…
Read MoreRising Interest Rates
Did you know that consumer prices climbed 6.8 percent in November from the past year – the quickest pace of increase since 1982? Inflation is real and the Federal Reserve is about to take action. The federal funds rate (currently set at zero) is expected to be increased three times in 2022. Let’s talk about…
Read MoreWhy You Need an Evolving Financial Plan
Financial planning is not a set-it-and-forget-it activity. Rather, financial plans are ever-evolving based on your changing life circumstances. Your goals and priorities may shift as your career evolves and big changes like marriage, having a child, or getting a new job may warrant adjustments to your long-term plan. Here is a look at the situations…
Read MoreBuilding A Socially Responsible Investment Portfolio
Our values impact the ways in which we shop, socialize, and even invest. When it comes to investments, more and more people are wanting to invest in companies with whom they share values. In this video we will discuss one of the more simple approaches: Socially Responsible Investing (or SRI). What is SRI (or Socially…
Read MoreHow Diversifying Your Portfolio Can Mitigate Risk
Risk is an inherent part of investing. After all, no one can control the losses or gains of a particular asset, sector, or the market as a whole. But you can take steps to manage your risk by diversifying your portfolio. Here’s a look at what diversification is, why it matters, and how to do…
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