CLIENT LOGIN | CALL US: 602.343.9301 | SCHEDULE MEETING

Short-Term Investing

When you think about short-term investing what comes to mind? We talk about long-term investing strategies regularly, but in this video we walk you through short-term investing.



A short-term investment typically seeks to protect capital while generating returns. For many people there are various short-terms inside of a larger long-term. Your financial life is not start and stop but instead a cycle and one that benefits from balance.

So, what is a short-term investment? A short-term investment is a marketable security or investment that can be converted to cash within a short time period.

Many short-term investments are sold within the 3-12 month mark. These temporary investments have two main qualifications: The first is, convertibility; these investments must be easily transferred into cash. Second, the management company must expect to sell or convert to cash within the 3-12 month timeframe. As a general principle, if it can’t be easily sold, it isn’t a marketable security.

A few examples of short-term investments may include stocks, options and ETFs. These investments offer flexibility by minimizing the wait time for conversion.

Short-term investments are typically initiated with a certain goal in mind. Maybe it’s a dream vacation that you want to experience with your family, perhaps you are planning on getting married, or are looking to put a down payment on your dream home. A short-term investment may be an option to consider for these goals.

Decisions surrounding the way that you invest in the short-term can seem daunting but a financial professional like the advisors at Strategy Financial Group can help to guide you through that process. Your financial advisor can customize a plan that aligns with your short-term goals while factoring in a broader view of your overall investment strategy.

If you have been considering short-term investing or would like to talk about how we have helped our clients reach their goals, click here to schedule a complimentary 30-minute call with an advisor. We’d love to further the conversation.


Investing involves risk, including the potential loss of principal. Please consult a qualified professional before making decisions about your financial situation. Investment advice is offered through Strategy Financial Services LLC, a Registered Investment Adviser. Strategy Financial Services, LLC may transact business only in states in which it is registered, or in which it is excluded or exempted from registration. Strategy Financial Services, LLC is currently registered in Arizona, California, Michigan and New Mexico. Insurance and annuity products are offered separately through Strategy Financial Insurance, LLC.